With Kentucky having one of the lower costs of living in the nation it would seem that most people can easily pay their bills. However, that is not always the case. The state also has lower salaries that others, so many people don’t make enough money to make ends meet. When they struggle with this each month it creates a challenge ensuring that basic needs are being met. The good news is that there are programs offering money assistance for paying bills in Kentucky.
Those who live in Kentucky who are struggling to pay their bills may want to consider applying for money assistance. The programs that are available have been designed to ensure that basic needs are being met and people are not becoming homeless or going hungry. There are numerous programs available that you can apply for and receive help from, no matter what type of issue you are experiencing.
Money Assistance Programs in Kentucky
211 – This is a number you can call to inquire about money assistance programs in your area. It is provided by the organization called United Way. When you call the number you can let them know what type of money assistance you need and what bills need paying and they can help find you program that can help. Their referral service is free to use and open to anyone who needs help. To get more information about the program, click here.
Kentucky Transitional Assistance Program (KTAP) – This program is similar to the one in other states that is called Temporary Assistance for Needy Families (TANF). The program will provide those who qualify with money assistance each month. The money can be used to pay for bills related to meeting basic needs and cover household expenses. To qualify for the program, you have to meet the low income requirements, be a legal resident of the state or a qualified immigrant, and be someone taking care of at least one minor child. To get more information about KTAP and apply for money assistance, click here.
Supplemental Nutrition Assistance Program (SNAP) – Being able to ensure that food needs are being met for your family is crucial. This program used to be called food stamps and is what most people still refer to it as. If you qualify for SNAP, you will be able to get monthly money assistance that is used to pay for your groceries. There is no limit to how long you can get help through this program. The amount you receive each month is determined by the number of dependents you have. Those who receive SNAP have to register for work programs. You have to be a citizen or legal non-citizen to qualify. To get more information and apply for SNAP, click here.
Housing and Urban Development (HUD) – With rent being the most expensive bill that most people will pay, it is good to know about HUD. This federal agency will help people pay for their rent if they qualify. They will also help pay for some home repairs that are necessary. Additionally, they can help reduce monthly mortgage bills by making the home more energy efficient through weatherization services. To qualify for help through HUD, you have to have a low income and be a citizen of the country or legal non-citizen. HUD can also help you find housing options that are more affordable and supply you with a housing unit that they own. To get more information about the program and apply for assistance, click here.
Low Income Home Energy Assistance Program (LIHEAP) – Making sure that the heating and cooling continues all year and doesn’t get shut off is important for families. This program can help ensure that the home keeps getting the energy it needs. LIHEAP is a government program that provides money assistance for paying bills in Kentucky that are related to energy usage. To qualify for the assistance, you have to have a low income, low assets, and be the person responsible for paying the bill. To get more information and apply for assistance, click here.
Medicaid – Some of the most expensive bills that families receive are related to heath care. This program will help those who are approved to pay for their medical expenses. Those who are approved will be able to obtain the medical care they need and the program will provide assistance for paying the bills related to it. This includes covering the costs of prescription drugs. To qualify, you have to have a low income and be a legal resident of the state. There is no limit to how long you can get assistance through the Medicaid program in Kentucky. To get more information and apply for the program, click here.
Catholic Charities – This faith-based organization will help those who need assistance in the community where they are located. You can find a location near you to see what type of assistance they provide at that location. They may help with money assistance for paying small bills. If they can’t help you pay bills, they may be able to refer you to local programs that can provide the assistance. They do not require you to be religious to get assistance. To get more information and find a location near you, click here.
Salvation Army – This faith-based organization is similar to Catholic Charities. They have numerous locations in the state and will help people who need assistance in the community. They provide such things as counseling, shelters, food, clothing, hot meals, etc. They may also help with providing money assistance for paying small bills. You will need to call the locations near you to see what assistance they provide there. If they don’t offer help paying bills at that location, perhaps they can provide you with a referral to places that will. Although they are faith-based, they do not require that those they help be religious. Their programs are open to anyone who needs help. To get more information and find a location near you, click here.
